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Consolidation loan
applications


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 Direct Loan Servicing

 Direct Loan Consolidation

The links below allow you to go directly to the consolidation applications on the Direct Consolidation Loan website. The interest rate on a consolidation loan is based on the weighted average of the interest rates on the loans being consolidated, rounded to the next highest one-eighth of one percent. This rate shall not exceed 8.25 percent, and it is a fixed rate that remains the same throughout the life of the loan.

a Electronic Consolidation Application

a Paper Application

Before you proceed, write down our toll-free customer service number, 1-800-557-7392, in case you need technical assistance while completing the application.

For more information visit the loan consolidation website or contact us at:

U.S. Department of Education
Consolidation Department
Loan Origination Center
P.O. Box 1723
Montgomery, AL 36102-1723
Phone: 1-800-557-7392
TDD: 1-800-557-7395
Hours: Mon-Fri 8am to 8pm