U.S. Education Department Announces Final Rule to Strengthen Federal Direct PLUS Loan Program

Today, the Department of Education announced publication of a final rule to strengthen the Federal Direct PLUS Loan Program, helping more students and families pay for college, and ensuring they have the tools and resources to make informed decisions about financing their educational pursuits.  The new regulations will both expand student access to postsecondary education and safeguard taxpayer dollars by reflecting economic and programmatic changes that have occurred since the program was established over 20 years ago.

“The Department’s top priority is to ensure more students can access and successfully complete a postsecondary education,” said U.S. Secretary of Education Arne Duncan. “The updated borrowing standards for the PLUS loan program demonstrate our commitment to ensuring families have access to the financing they need to reach their goal, while being good stewards of taxpayer money.”

The final regulations update the definition of “adverse credit history” for PLUS loan applicants, and implement a streamlined application process for borrowers to obtain a PLUS loan, specifically for those with adverse credit histories. Economic conditions have changed considerably in the last 20 years, and this update will ensure the regulations reflect current circumstances.

The Department is also taking action to provide families with clear, customized information about their loan obligations to support their college financing decisions and ensure their loan debt stays manageable.  To better ensure families are aware of, fully understand, and comfortable with their loan obligations, the Department is developing a new loan counseling tool that would provide customized information to assist PLUS borrowers.  While PLUS borrowers with an adverse credit history determination would be required to complete counseling before their loan could be approved under the Department’s reconsideration process, the tool will be made available to all PLUS loan borrowers.

Finally, to provide more transparency in the PLUS loan program, the Department will also collect and, where appropriate, publish information about the performance of PLUS loans, including default rate information based on credit history characteristics of PLUS loan borrowers and individual institutional default rates.


Prior to the final regulations issued today, the definition of “adverse credit history” under the regulations had not been updated since the Direct Loan program was established in 1994.

The development of the final rule reflects extensive outreach by the Department , including four public hearings across the country to gather feedback and recommendations from students, families, higher education leaders, and community organizations.  The negotiated rulemaking committee then held four sessions from February to May, and reached agreement on the definition of adverse credit history under the regulation.  These draft provisions were published in the Federal Register as a proposed rule (NPRM) on August 8, and included a 30-day public comment period.

The final rule, which will be published in the Federal Register Thursday, Oct. 23, establishes a threshold debt amount of $2,085, indexed to inflation, below which a potential borrower is considered to not have an adverse credit history.

Other changes include:

  • Defining terms such as debt “charged off” and “in collection” to more accurately determine whether an applicant has an adverse credit history.
  • Reducing the time period of a borrower’s credit history that is considered to determine adverse credit history from the last five years to the last two years for charge offs and collections.
  • Requiring that PLUS Loan applicants who, despite having adverse credit are able to receive a PLUS Loan based on either demonstrating extenuating circumstances or by obtaining an eligible endorser, participate in loan counseling.

Under the “master calendar” provision of the Higher Education Act (HEA), the final regulations are scheduled to go into effect July 1, 2015; however, the Department is designating the final regulations for early implementation under section 484(c)(2) of the HEA.  The Department intends to work closely with stakeholders, including our college partners, as they implement the provisions of the new regulation. As current eligibility procedures such as adverse credit history determinations reside with the Education Department’s Office of Federal Student Aid, we expect limited impact on current institutional procedures and processes for the packaging of student loans.

The Obama Administration has made historic investments to increases the maximum Pell grant award by $1,000, create the $2,500 American Opportunity Tax Credit, and enact effective student loan reforms that eliminated subsidies to banks and reinvested in America’s students and families to make college more affordable.  Along with these efforts, today’s actions expand college opportunity and ensure families have the finances they need to succeed in their college pursuits, to help us reach the President’s goal for America lead the world in college graduation.

Senior Job Opportunity with the U.S. Department of the Interior – Closes October 31, 2014

Job Title:Chief Learning Officer/Director of the Office of Strategic Employee and Organizational Development

Department:Department Of The Interior

Agency:Office of the Secretary of the Interior

Job Announcement Number:OS-SES-GPH-14-MM1233876


The maximum pay for individuals who have not previously held an SES position is $167,000 (EX-III).  Current SES members who earn more than $167,000 (EX-III) are eligible to be compensated up to $181,500 (EX-II).

The Department of the Interior has a multifaceted mission that combines natural resource protection, recreation, natural resource use, services to communities and individuals, and biological and earth sciences.   We are seeking individuals who share a passion for our country’s most valuable resources and a commitment to obtaining, training, and retaining a highly skilled and diverse workforce needed to accomplish our exciting and challenging mission.


The duties include, but are not limited to:

The Chief Learning Officer/Director of the Office of Strategic Employee and Organizational Development addresses the training and employee development needs for DOI employees nationwide by providing executive oversight and leadership in the development of integrated learning programs that ensure all DOI employees have the knowledge and skills to accomplish Department mission objectives and strategic goals.   The incumbent collaborates with leadership from across the Department, as well as the Deputy Assistant Secretary – Human Capital and Diversity, the Director, Office of Human Resources, and the Chief Diversity Officer/Director, Office of Civil Rights to identify short and long term needs, as well as significant skill and competency gaps, and to develop and implement Department-wide training and leadership programs.   The incumbent serves as a key advisor to the Departmental and bureau leadership and training officials  regarding learning and leadership programs, strategies and policies

Learn more at: at http://www.usajobs.gov

Social Science Research Analyst – Office of the Secretary of the Interior – Closes on October 30, 2014.

Department:Department Of The Interior

Agency:Office of the Secretary of the Interior

Job Announcement Number:OS-KN-15-MM1223639(DEU)

The Department of the Interior is devoted to protecting and preserving the natural resources of this great nation, including National Parks, Landmarks, and the well-being of communities, including those of Native American, Alaska Natives, Native Hawaiians, and affiliated Islanders.

This position is in the Programs and Compliance Division of the Office of Civil Rights (OCR), Office of the Secretary (OS), U.S. Department of the Interior (DOI). The incumbent is responsible for studying DOI workforce data and developing and implementing advanced social science research to identify potential root causes that may limit employment opportunities. Such activities include the examination of DOI and bureau workforces and EEO programs to identify employment barriers and recommend solutions to overcome the barriers. The incumbent is also responsible for supporting OCR activities ranging from the formulation of data requests to the development of statistical evidence and other research to assist DOI provide equal employment opportunities for all and become a model employer.


The Office of Civil Rights has determined that the duties of this position are suitable for telework and the selectee may be allowed to telework with supervisor approval.

The major duties of this position include, but are not limited to the following: • Prepares both pre-formatted and customized analyses that can be used to evaluate workforce data and trends and identify employment barriers and methods to overcome the barriers. Extracts, formats, and integrates workforce data from a wide variety of sources to develop reports, charts, graphs, diagrams, tables and other related statistical and analytical documents. • Utilizes and participates in the development of automated systems to retrieve and analyze EEO program data. Provides technical assistance to staff in the use of desktop applications that provide and analyze EEO program data. • Develops analytic reports using EEO program data that view agencies, industries and other labor market factors to determine where DOI efforts would be most productive for barrier analysis and resolution. • Prepares and assists in the preparation of labor market analyses that examine DOI’s utilization of women, race/ethnic groups, older workers and disabled workers. • Identifies DOI employment practices (to include hiring, promotion, compensation, and retention) that are at variance with civil rights laws, executive orders, regulations, guidance, and DOI policy.   • Supports DOI and bureau activities ranging from the formulation of data requests to the development of statistical evidence and reports.

Additional information on the qualification requirements is outlined in the OPM Qualification Standards Handbook of General Schedule Positions and is available at OPM’s website: https://www.opm.gov/qualifications/standards/indexes/num-ndx.asp

APPLICANT SEARCH: Head, NSF Office of International Science and Engineering

The National Science Foundation (NSF) recently launched a national search for the National Science Foundation’s Head of the Office of International Science and Engineering (OISE). OISE oversees NSF’s international research and education portfolio, and works closely with our disciplinary research directorates to develop an agency-wide strategy to cultivate international collaboration.

The Office Head is a member of the NSF senior management team, and communicates and interacts with all of the staff, programs, and activities of the Foundation. The incumbent advises the Director, Deputy Director, and other senior managers on issues related to international scientific collaboration. The Office Head leads a diverse group of over 30 program managers, analysts, and support staff at NSF headquarters, as well as nine staff at three overseas offices in Paris, Tokyo, and Beijing.

NSF seeks your help in disseminating this opportunity and encouraging qualified people to apply for this crucial post. Ideal candidates must demonstrate outstanding leadership; a deep appreciation for the role that international collaboration can play in U.S. science, technology, engineering, and mathematics research and education; a grasp of the issues and challenges involved in communicating that role to stakeholders; and the ability to serve effectively as a key member of the NSF management team. NSF is especially interested in identifying women, members of minority groups, and persons with disabilities for this vital post. Individuals from any sector – academic, industry, or government – are welcome to apply.

Please see https://www.usajobs.gov/GetJob/ViewDetails/384110200 for a full position description, and instructions on submitting an application. Applications must be submitted by December 1, 2014.

NIH Invites your participation in the “National Strategy for Expanding Scientific Workforce Diversity: Developing an Action Plan” Webinar

As you know, NIH has renewed and extended its commitment to diversifying the scientific workforce through the Common Fund Diversity Program and by hiring one of us as NIH’s first Chief Officer for Scientific Workforce Diversity.

The goal of the upcoming webinars is to obtain input from academic leaders about how to advance scientific workforce diversity, in support of excellence in biomedical research. We are looking to you, as academic leaders, to help establish a framework for a comprehensive plan to expand the participation of currently underrepresented groups in biomedical research. Underrepresented groups include women, certain racial/ethnic groups, people with disabilities, and the economically disadvantaged. The overarching goal of the framework will be to accelerate the expansion of diversity among biomedical researchers.  Recruiting, retaining and advancing the most talented scientists at every stage of the biomedical research career path can enhance this rate.

Expanding diversity is viewed as a priority for achieving NIH’s goals for human health and training the next generation of scientists and scientific leaders. NIH has already introduced an integrated set of initiatives that will provide infrastructure for less research-intensive institutions to expand diversity in the biomedical research pipeline, complemented by processes to ensure fairness in peer review of NIH-funded grants.  Oversight and coordination of NIH’s scientific workforce diversity efforts under the leadership of a Chief Officer for Scientific Workforce Diversity has been established as a key element necessary for success. But NIH cannot do this alone.  We need the insights, perspectives, and ideas of academic leaders to develop a comprehensive approach that has the greatest potential for success.

Please submit your RSVP and selection date at the following link http://palladianpartners.cvent.com/d/w4qgyp by Nov. 5th.  We may invite you to pose your questions during the webinar.

We look forward to having you join us for this important discussion!



Major Research Instrumentation Program – Deadline for Submission January 22, 2015

The Major Research Instrumentation Program (MRI) serves to increase access to shared scientific and engineering instruments for research and research training in our Nation’s institutions of higher education, not-for-profit museums, science centers and scientific/engineering research organizations. The program provides organizations with opportunities to acquire major instrumentation that supports the research and research training goals of the organization and that may be used by other researchers regionally or nationally.

The MRI program assists with the acquisition or development of a shared research instrument that is, in general, too costly and/or not appropriate for support through other NSF programs. The program does not fund research projects or provide ongoing support for operating or maintaining facilities or centers.  The instrument acquired or developed is expected to be operational for regular research use by the end of the award period. For the purposes of the MRI program, a proposal must be for either acquisition (Track 1) or development (Track 2) of a single, well-integrated instrument. The MRI program does not support the acquisition or development of a suite of instruments to outfit research laboratories or facilities, or that can be used to conduct independent research activities simultaneously.

Instrument acquisition or development proposals that request funds from NSF in the range $100,000-$4 million may be accepted from any MRI-eligible organization. Proposals that request funds from NSF less than $100,000 may also be accepted from any MRI-eligible organization for the disciplines of mathematics or social, behavioral and economic sciences and from non-Ph.D.-granting institutions of higher education for all NSF-supported disciplines.

Cost-sharing of precisely 30% of the total project cost is required for Ph.D.-granting institutions of higher education and for non-degree-granting organizations. Non-Ph.D.-granting institutions of higher education are exempt from cost-sharing and cannot include it. National Science Board policy is that voluntary committed cost sharing is prohibited.

Major Research Instrumentation Program (MRI) Available Formats: HTML: http://www.nsf.gov/pubs/2015/nsf15504/nsf15504.htm?WT.mc_id=USNSF_25&WT.mc_ev=click

RISING JUNIORS – Undergraduate Scholarship Opportunity

The NOAA Educational Partnership Program with Minority Serving Institutions Undergraduate Scholarship Program is accepting applications.  Program encourages advisers, mentors, and potential applicants to take advantage of the NOAA resources made available in this message.  Competitive applications: (i) address the NOAA mission; (ii) have resume and personal statements that are crafted to be relevant to the NOAA mission, and (iii) have recommendations that are well developed and made relevant to the NOAA mission.

What:  Provides scholarships for two years of undergraduate study.

Who:  Rising junior undergraduate students majoring in Science, Technology, Engineering and Mathematics (STEM) fields that directly support NOAA’s mission.

The Program:

  • Students receive total awards valued at up to $35,000 in total support during their junior and senior years.
  • Students complete a nine week paid summer internship at NOAA in Silver Spring, MD, between May and July of the first summer. During the second summer, students complete paid internships at NOAA facilities across the country. During the summer internships, students are paid a stipend and receive a housing allowance.
  • Student scholarship recipients attend a two-week orientation at NOAA in Silver Spring, MD, and begin their first summer internship in early June.
  • At the end of both summer internships, students present the results of their projects at an education and science symposium in Silver Spring, MD (travel expenses paid).

Undergraduate Scholarship Application Link:  https://oedwebapps.iso.noaa.gov/uspa/

Learn more about NOAA,


NOAA Goals,   http://www.ppi.noaa.gov/goals/


U.S. Department of Energy Releases a Teacher Retention Article

This is an excellent article on the retention of good teachers. It is an issue for all schools but for schools serving minority populations, I think the problem is greater. Retaining good teachers is a major concern for any school, but retaining teachers in STEM, particularly those impacting the energy curriculum, becomes a very serious issue for us because of the need for highly qualified STEM teachers amongst all educational institutions





A Student Opportunity – Veterinary – Closes on Friday, October 17, 2014

US. Department of The Interior


You too can make a difference in our world.  The work of the US Fish and Wildlife Service is meaningful and varied.  Want to know more about what it is like to work for us?  Click here to watch short podcasts entitled Meet Your New Boss! and Diversity is our Strength

Pathways Intern Program Information:


This position is located in the Wildlife Health Office, Natural Resources Program Center (Center) with the Fish and Wildlife Service in Fort Collins, CO.  The Center collects and synthesizes information that supports management at multiple geographic scales and informs decisions at all organizational levels.  The Center also informs adaptation strategies to climate change and other environmental stressors and assists local manages and staffs on National Wildlife Refuges by providing sound, scientific protocols and data to inform management decisions.  The Veterinary Intern will monitor and address wildlife health issues that could have impact on agricultural resources and public health.


Reviews scientific proposals and reports to evaluate hypotheses, research design, appropriateness of methods, probability of success, and overall importance to wildlife disease management or science

Develops the annual budget and work plan, as well as facilitating issue identification, prioritization, and effective response

Draft Service-wide plans to respond to new wildlife disease trends and the impacts they may have on livestock and human health

Establishes and maintains liaison with research and management biologists from natural resource agencies, conservation organizations, and universities who have expertise specific to wildlife diseases

Prepares reports and articles for publication in scientific literature and for presentation at professional meetings

Assists the WHO staff in providing veterinary field support for outbreak investigation, monitoring, biological sample collection and processing, surgical procedures, chemical restraint and handling of small and large animals.

Conducts biological field investigations involving wildlife populations, including population health, arthropod vector, and harvest surveys, targeted disease surveillance, and ecological epidemiology.

Assists the WHO staff in working with Regional Refuge and field Biologists to provide training in wildlife health monitoring and surveillance procedures, chemical and physical restraint and handling, and Disease Contingency Plans.

Assists the WHO Staff and the Center Director to provide technical expertise and advice on wildlife population and management issues, specifically regarding monitoring, early detection of, and response to wildlife diseases.


You must meet ALL qualification requirements outlined within this vacancy by 11:59pm (EST) on the closing date of the announcement.

Pathways Program Requirement:

Applicants meet the following eligibility requirement, and provide documentation such as a copy of your official transcript and/or veteran’s documentation by the closing date of the announcement to be considered:

  • Current students in an accredited college (including 4-year colleges/universities, community colleges, and junior colleges); professional, technical, vocational, and trade school; advanced degree programs; or other qualifying educational institution pursuing a qualifying degree or certificate.


To qualify for the GS-11 grade level, you must have one year of specialized experience equivalent to at least the next lower GS-09 grade level in the Federal Service. You must have direct and/or related experience in all of the examples listed below to meet the minimum qualifications for this position. Examples of this experience: veterinary work or school projects documenting veterinary wildlife issues.


Your application will be evaluated and rated under the Category Rating and Selection Procedures. We will review your resume and supporting documentation and compare this information to the responses you submitted on the assessment section of this vacancy. Your total documented experience will also be reviewed to determine the category in which you will be placed. Eligible candidates will then be placed for selection consideration into three categories: Best Qualified, Well Qualified, and Qualified.

Veterans’ preference rules for category rating will be applied. Your rating will be based on both your responses to the Job Specific Questionnaire and the information stated in your resume. The Job Specific questions relate to the following knowledge, skills and abilities required to do the work of this position:

Professional knowledge of wildlife management concepts, principles, practices, and field techniques to manage complex wildlife management issues that involve wildlife health.

Ability to synthesize existing information, apply new scientific findings, developments, and advances to develop recommendations that address long-term wildlife health and management needs that are national and international in scope.

Skill in working effectively with individuals, other agencies, and a wide variety of interest groups for the purpose of coordinating wildlife health efforts and resolving conflicts.

Ability to design and safely conduct under guidance a variety of disease monitoring surveys and other quantitative field investigations, including planning complex logistics in remote areas. Once the application process is complete, a review of your application will be made to ensure you meet the job requirements. To determine if you are qualified for this job, a review of your resume and supporting documentation will be made and compared against your responses to the occupational questionnaire. The rating you receive is based on your responses to the questionnaire. The category determination is a measure of the degree to which your background matches the knowledge, skills and abilities required of this position. If, after reviewing your resume and or supporting documentation, a determination is made that you have inflated your qualifications and or experience your rating can and will be adjusted to more accurately reflect your abilities. Please follow all instructions carefully. Errors or omissions may affect your rating.


The Federal government offers a number of exceptional benefits to its employees. The following Web addresses are provided for your reference to explore the major benefits offered to most Federal employees. This link provides an overview of the benefits currently offered to Federal employees. http://www.opm.gov/healthcare-insurance/


If you are a veteran with preference eligibility and you are claiming 5-point veterans’ preference, you must provide a copy of your DD-214 (member copy 4) or other proof of eligibility. If you are claiming 10-point veterans’ preference, you must attach a completed SF-15, “Application for 10-Point Veterans’ Preference” plus the proof required on the SF-15. LACK OF SUPPORTING DOCUMENTATION WILL RESULT IN THE AGENCY’S INABILITY TO RECOGNIZE VETERAN STATUS FOR THIS ANNOUNCEMENT.

One or more positions may be filled through this vacancy announcement.


The Office of Personnel Management and the Partnership for Public Service recognize that a Government’s most important asset is its people.  To attract talented people to the service of the Nation, we believe the application process should enable rather than deter job seekers.  To that end, we will work to ensure a process that reflects these principles.    1) A user-friendly application process that is not unduly burdensome or time consuming.   2) Clear, understandable job announcements and instructions for applying.    3) Timely and informed responses to questions about the requirements and the process.    4) Prompt acknowledgement that their application has been received.    5) Regular updates on the status of their applications as significant decisions are reached.   6) A timely decision-making process.

After Program Completion:

Interns may be converted to a permanent position (or, in some limited circumstances, to a term position lasting 1-4 years) within 120 days of successful completion of the program.

To be eligible for conversion, Interns MUST:

  • Complete at least 640 hours of work experience acquired through the Internship Program
  • Complete their degree or certificate requirements
  • Meet the qualification standards for the position to which the Intern will be converted
  • Meet agency-specific requirements as specified in the Participant’s Agreement, and
  • Perform their job successfully.
  • Agencies may waive up to 320 of the required 640 hours of work for Interns who demonstrate high potential as evidenced by outstanding academic achievement and exceptional job performance.
  • In addition, students working in agencies through third-party intern providers may count up to 320 of the hours they work toward the 640 hour requirement.
  • Time spent under previous Internship Program appointments may count towards required work experience hours.


To apply for this position, you must provide a complete Application Package which includes:

  1. Your Resume
  2. A complete Assessment Questionnaire
  3. Other supporting documents
  4. Photo copies of Official Transcript(s) (Unofficial copies will be accepted)
  5. Veterans Preference Documentation (if applicable)

The complete Application Package must be submitted by 11:59 PM (EST) on Friday, October 17, 2014.

To begin the process, click the Apply Online button to create an account or log in to your existing USAJOBS account. Follow the prompts to complete the assessment questionnaire. Please ensure you click the Submit My Answers button at the end of the process.

If you are unable to upload your supporting documents, you may fax a completed cover page http://staffing.opm.gov/pdf/usascover.pdf  along with your documents using the following Vacancy ID R9-15-1233979-JH.

Fax your documents to 1-478-757-3144 If you cannot apply online: Click the following link to view and print the assessment questionnaire View Occupational Questionnaire, and Print this 1203FX form to provide your response to the assessment questionnairehttp://www.opm.gov./forms/pdf_fill/OPM1203fx.pdf and

  • Fax the completed 1203FX form along with any supporting documents to 1-478-757-3144. Your 1203FX will serve as a cover page for your fax transmission.


For this job announcement the following documents are required:


Assessment Questionnaire

Photo copies of Official Transcript(s)

NOTE: Unofficial Transcripts will be accepted. Official transcripts from an accredited educational institution is required if you are selected for this position.

You can receive credit for education earned outside of the United States if you provide evidence that is comparable to an accredited educational institution in the United States. It is your responsibility to provide such evidence when applying.

Veterans Preference documentation (if applicable)

Submitting Documents Include the 6-character Vacancy Identification Number R9-15-1233979-JH

Provide your Social Security Number and full name in the spaces provided or we will not be able to associate your document(s) with the rest of your application. You may submit multiple documents for the same vacancy announcement using one cover page. Fax your cover page and documents to 1-478-757-3144.

Your resume must contain the basic information outlined in the usajobs website: https://help.usajobs.gov/index.php/How_to_create_your_resume.

At a minimum your resume must contain job title (include job series and grade if Federal) duties, starting and ending date (month and year), hours per week worked and salary. If you do not provide the minimum information requested above, this will prevent you from qualifying for this position.

Faxed documents submitted with missing information will not be processed. The following will prevent your documents from being processed: Not using the special cover page mentioned above; Missing, incomplete, or invalid Vacancy Identification Number; Missing or incomplete Social Security Number or name.


Joeanna Headen Phone: (703)358-1743 Email: JOEANNA_HEADEN@FWS.GOV Agency Information: US Fish and Wildlife Service Virginia Division of Human Capital 5275 Leesburg Pike MS-BPHC Falls Church, VA 22041


Once the online questionnaire is received you will receive an acknowledgement email that your submission was successful. After a review of your complete application is made you will be notified of your rating and or referral to the hiring official. If further evaluation or interviews are required you will be contacted.

President Obama’s Agenda for Creating Economic Opportunity for Millennials

President Obama’s Agenda for Creating Economic Opportunity for Millennials

*         Today, the President’s Council of Economic Advisers released a new report<http://www.whitehouse.gov/sites/default/files/docs/millennials_report.pdf> that details key characteristics of the Millennial Generation – the largest, most diverse, and most educated generation in our history – and takes an early look at the generation’s adult economic lives and the impact that this Administration’s policies have had on them.

*        Many Millennials came of age during the worst economic crisis since the Great Depression, but thanks to the hard work of the American people and the policies the President has pursued, we’ve laid a new economic foundation<http://www.whitehouse.gov/the-press-office/2014/10/02/remarks-president-economy-northwestern-university> and the United States has come back faster and farther than almost any other nation on Earth.

*         Last week, the President laid out his vision for continuing to build on that foundation for a strong, durable economy with secure middle class jobs. We’re moving forward again and one generation in particular – Millennials – will shape our economy for decades to come.

*         That’s why the President will hold a town hall today and speak directly with Millennials in Los Angeles at Cross Campus, a collaborative workspace and business event venue that brings together a diverse community of freelancers, creative professionals, entrepreneurs, and Venture Capitalist-funded startup teams.

*         The President knows that Millennials – better equipped to overcome our challenges than any previous generation – are crucial to continuing our economic growth and creating good jobs that pay good wages, which is why he’s put in place policies to address the challenges their generation faces by:

o   Investing in our teachers and schools;

o   Making college more affordable and student loan debt more manageable;

o   Building on our technology boom;

o   Expanding access to health coverage and homeownership, and;

o   Providing access to job training and skills programs.

*         The President will continue to act with Congress and on his own where he can to build on this progress to expand opportunity for Millennials and all Americans. He’ll continue to pursue commonsense steps that we could take right now to help our economy immediately and over the long-term.

*         Today’s report explored 15 key facts about the Millennial Generation:

  1. Millennials are now the largest, most diverse generation in the U.S. population
  2. Millennials have been shaped by technology
  3. Millennials value community, family, and creativity in their work
  4. Millennials have invested in human capital more than previous generations
  5. College-going Millennials are more likely to study social science and applied fields
  6. As college enrollments grow, more students rely on loans to pay for post-secondary education
  7. Millennials are more likely to focus exclusively on studies instead of combining school and work
  8. As a result of the Affordable Care Act, Millennials are much more likely to have health insurance coverage during their young adult years
  9. Millennials will contend with the effects of starting their careers during a historic downturn for years to come
  10. Investments in human capital are likely to have a substantial payoff for Millennials
  11. Working Millennials are staying with their early-career employers longer
  12. Millennial women have more labor market equality than previous generations
  13. Millennials tend to get married later than previous generations
  14. Millennials are less likely to be homeowners than young adults in previous generations
  15. College-educated Millennials have moved into urban areas faster than their less educated peers